Ian Mausner is an individual who has a long history as a financial adviser, and people who are in his position often work with clients who are looking ahead toward their senior years. Retirement planning is very important if you want to be able to put your working years behind you and enjoy your active senior years. At the same time, you should also look ahead toward the period of time that will come after the golden years.
When you have been able to take care of your own affairs throughout your life, it can be hard to imagine a time when you will need help with your activities of daily living. Though this is understandable, the majority of senior citizens will eventually need living assistance. Many will reside in nursing homes, and these facilities are extremely expensive. When you hear about nursing home costs, you may assume that you don’t have to worry because you will be covered by Medicare. Nursing home care is considered to be custodial care rather than medical or convalescent care. The Medicare program does pay for convalescent care.
People often ask financial advisors about possible solutions. Medicaid is another government health insurance program, and it does pay for nursing home care. Ian Mausner lives in California, and in California, the program is called Medi-Cal. This is a need-based program, and it is only available to people who can prove that they have very limited financial resources. The limit on countable assets is just $2000. That’s the bad news, but the good news is that many things that you own do not count. Your home is not considered to be a countable asset, and there is no equity limit in California. One can maintain possession of one vehicle that is used as a primary form of transportation, and personal effects and household belongings are not counted toward this $2000 limit. Your wedding ring, your engagement ring, and any heirloom jewelry that you may have are not counted, and you can have unlimited term life insurance. This is life insurance that does not have a cash value.
It is possible to give gifts to your loved ones before you apply for a Medi-Cal to remove assets from your own name so that you can qualify for coverage if you need long-term care. However, there is a Medi-Cal look back. You have to complete the gift giving at least 30 months before you apply. If you violate this rule, your application will be denied at first until you wait out a penalty period.
An adviser like Ian Mausner may touch upon the value of a Medi-Cal trust if a client was to ask about nursing home asset protection. You could convey assets into this type of trust as you aim toward future Medi-Cal coverage. The trust would be irrevocable, so you would not be able to access the principal. However, you would be able to receive income that is earned by the trust without jeopardizing future Medi-Cal eligibility.
Ian Mausner has had the opportunity to explore a number of different areas around the country. He grew up in New York, and after graduating from high school, he went to Amherst College in Amherst, Massachusetts. This gave him the ability to take in everything that Boston has to offer, because Amherst is just about an hour and forty-five minutes away. He moved to New York City after graduating with a degree in economics, and he worked in the banking industry. Clearly, there is a great deal to do and see in the Big Apple, and his next step took him to Palo Alto, California. He attended Stanford University, and he got his MBA there. He went back to New York for nine months of training, and he returned to California to work at Morgan Stanley in San Francisco.
When you live in the San Francisco Bay Area, there are so many things to do that you have to prioritize on any given day. You wind up being unable to attend events that would have been the centerpiece of a fantastic day or evening because there was simply something better to do. This is a pleasant problem to have, and Ian Mausner was in this position when he lived in San Francisco.
There are numerous different neighborhoods in the city that all have their own unique charm. The areas around Golden Gate Park like the Sunset District and the upper Haight are very inviting. Golden Gate Park is a true national treasure that has everything that you would expect from a park and more. However, it is also the home of a couple of world-class museums. The deYoung Museum is in the park, and the California Academy of Sciences is right next door. You can also visit the beautiful Japanese Tea Garden when you are in this part of the park.
Once you have explored the museums, you can harken back to the days of the flower children and walk around Haight Street. Eclectic restaurants and watering holes abound, so you can keep yourself refreshed, and there is a vibrancy in the air because there are usually people out and about enjoying themselves. North Beach is another historic San Francisco neighborhood that has distinct Italian roots. People flock to the area for the cuisine that is offered in a number of different highly regarded restaurants. Interestingly enough, North Beach adjoins Chinatown, so you can step from one world into another by crossing a street, and this is a very unique experience.
A person like Ian Oliver Mausner could be thoroughly entertained without ever leaving San Francisco proper, but the happenings in the East Bay cities of Oakland and Berkeley are also easily accessible. This individual has been culturally enriched by his experiences in the city, and he also grew professionally when he was on the team at Morgan Stanley.
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Ian Mausner has demonstrated a very clear pattern throughout his professional career. Everything he does benefits other people in some significant way. Of course, there is more to life than money, but financial security can allow you to focus on your family and other things that are meaningful to you. As a financial adviser and money manager, he has helped countless people enjoy ongoing financial stability. He did this when he was working for financial firms, and he continued to build on his successes when he founded his own financial management company back in 2004.
This is a man who does not like to sit still very often, and he is always trying to make a positive difference. At the present time, Ian Mausner operates three different companies, and they all help people. One of the companies is a financial advice and money management concern called Evolution, LLC. The other financial oriented company is called Sunshine, LLC. Many people have good startup ideas, but they don’t really know how to turn their dreams into reality. This company provides ongoing strategic guidance for entrepreneurs who are initiating startup projects.
The third company that he is heavily involved with right now is True Love Publishing and Relationship Consulting, LLC. This company exists to provide relationship guidance. He has written an e-book that serves as a guide to successful relationship building, and it is now available in hard copy form as well. This is an extraordinarily meaningful area, and the guidance that he provides is invaluable. Sadly, a high percentage of marriages end in divorce these days, and many single people find it difficult to find that special long-term connection. Ian Oliver Mausner helps people find and maintain love, and this may be his greatest contribution as a business person.
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Ian Mausner has been able to experience some of the more exciting places to live in the entire world. He was born in London, England, and he spent his early childhood years across the drink in Europe. When he was ten years old, he moved to New York, so he enjoys dual American/British citizenship. After he graduated from high school, he decided to do his undergraduate work at Amherst University in Massachusetts. Amherst is a couple of hours west of Boston. Ian Mausner earned a Bachelor’s degree in economics from Amherst. Right after he graduated from college, he decided to enter the working world to gain some experience. He went back to New York to work at Bankers Trust.
The call for more advanced education beckoned, and he decided to move across the country to attend Stanford University. This prestigious institution of higher learning is in the Palo Alto, California, which is just thirty-five miles south of San Francisco. When you have such easy access to the “City By the Bay,” you have the ability to drink in the unique culture that permeates this very special area. He earned his MBA at Stanford, and he was fortunate enough to be offered a position at Morgan Stanley in San Francisco. He excelled during his tenure there as he continued to enjoy all that the San Francisco Bay area has to offer. Ian Oliver Mausner is now based in Southern California in Manhattan Beach, but he will always maintain that San Francisco connection.
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